Original Medicare is the Foundation of Your Coverage: In order to enroll in a Medicare Supplement or Medicare Advantage Plan, you must have Part A and Part B of Original Medicare.
What are the important dates to remember?
Open enrollment is from January 1st to March 1st; where a client can make a one-time change to their plan. The annual election period is from October 15th to December 7th. That is where you can make changes to your plan.
There is a seven-month window, three months before your birthday the month of your birthday, and three months after. We always encouraged you to sign up to before your birthday
It pays to have us shop around for your best rates!
An insurance broker represents the client, instead of the insurance company. Insurance brokers are contracted with several different insurance companies, which allows them to help you compare rates from various companies.
Each Medicare Advantage insurance company has its own network of doctors and hospitals. Be sure to check your current doctors and hospitals are in-network for the plan you choose. Depending on your plan, you may also be required to get a referral before seeing a specialist.
The Best Time to Buy a Medicare Supplement Policy is the six-month period that you’re new to Medicare Part B. Because, insurance companies are not allowed to use medical underwriting to decide: how much to charge you, or whether to accept your application.