Sign up to receive the newsletter to your email!
Or subscribe to our RSS feed:
February 9, 2022
February 9, 2022
February 6, 2022
January 25, 2022
Dental insurance premiums can be more expensive than simply paying out of your own pocket for routine checkups and cleanings. So if you're one of the millions of Americans with no dental coverage, is a policy for your pearly whites worth the cost? The answer may depend on whether you expect to face bills for aching teeth.
Most dental insurance policies emphasize prevention and diagnostics, typically covering two annual exams and cleanings, plus X-rays and, for children and older adults, fluoride treatments, says Evelyn Ireland, executive director of the National Association of Dental Plans, or NADP.
But the real benefit is being covered for bigger-ticket procedures, such as fillings, root canals and crowns, says Carrie McLean, a consumer specialist with eHealthInsurance.com.
"It's like health insurance -- you're really buying peace of mind," McLean says.
Fewer than 6 out of every 10 Americans had dental benefits in 2010, according to a report released in late 2011 by the NADP and Delta Dental Plans Association.
January 5, 2022
Ends Pre-Existing Condition Exclusions for Children: Health plans can no longer limit or deny benefits to children under 19 due to a pre-existing condition.
Keeps Young Adults Covered: If you are under 26, you may be eligible to be covered under your parent’s health plan.
Ends Arbitrary Withdrawals of Insurance Coverage: Insurers can no longer cancel your coverage just because you made an honest mistake.
Guarantees Your Right to Appeal: You now have the right to ask that your plan reconsider its denial of payment.As a local independent agency, we represent many companies. We always maintain and deliver personal attention and strive for first class customer service. Our expertise lies with our well trained and experienced agents.
We value your feedback and we want to hear from you. There are a number of ways for you to get in touch with us.
If you would like to speak to us right away, please call us today and speak to any of our experienced Medicare insurance agents. In Vancouver, please call us at 360.883.5776. In Portland, please call us at 503.382.9091. If email is your preference, you may email us at [email protected]
It has always been our focus to offer our clients the best insurance options available to meet their individual needs.