WHY YOU NEED A PERSONAL UMBRELLA POLICY

Home, auto, motorcycle and other personal insurance policies are designed to protect your property and your personal liability if you are involved in an accident or some other situation where you may be held responsible.

Personal Umbrella

A personal umbrella is designed to provide added liability protection in the event your primary personal liability insurance policy limits are exhausted. In today’s litigious world, it is not that unthinkable to be sued and have a settlement for over $200,000 dollars. For example, here are the five most common homeowner’s claims.

1. Dog bites
2. Home accidents
3. Falling trees
4. Drunk guests
5. Injured domestic workers (house cleaning services, yard maintenance, etc)

Auto Insurance

The largest claims come in the form of auto accidents. The average claim from auto accidents usually exceeds $19,000 dollars. There are thousands of claims over $250,000 dollars, according to the National Safety Transportation Association.

You can add a personal umbrella policy to your home, auto, boat, motorcycle and ATV policies for a very low price. An umbrella policy for a home and two cars could cost less than $14 dollars a month for an additional $1 million dollars of coverage.

Contact our experienced professional auto insurance agents here at Columbia River Insurance Services for a complimentary quote today. We are standing by to assist you. You may reach us in Vancouver, Wash., at 360-883-5776 or in Portland, Ore., at 503-382-9091.

To request a quote for a personal umbrella policy, click here.

Your insurance agents in Vancouver, Wash.