If you are in search of Commercial Insurance for your restaurant, you may find it difficult to find competitive rates and coverage. We shop your insurance regularly, which enables us to provide the best possible combination of coverage, price, and service.  We offer competitive premiums and quality coverage.

The best strategy for lowering your premium is to find the carriers that specialize in the restaurant industry. These companies usually offer broad coverage and are competitive in pricing.  As an independent agent, we search the market for you, finding the best possible combination of price, coverage, and service. Remember, not all insurance companies are created equal. The more experienced and specialized the agent is, the better the chance you have of finding the best premium and coverage.

Other ways to reduce your restaurant premiums:

  • Combine all your insurance under a “package.”
  • Don’t nickel-and-dime your insurance company. If you file claims for every little thing, your rates may increase. Insurance is meant to cover unexpected large losses.
  • Consider your deductibles. By increasing your deductible, you may save money.
  • One of the best forms of protection is routine maintenance. A well-maintained property is less likely to have mechanical failures or losses.
  • Offer safety training to employees.
  • Start a safety committee to help reduce work comp losses.
  • Place all your insurance with one insurance company.
  • Seek advice from a qualified independent agent like Partners Insurance Services.
  • Investigate premium-reduction strategies such as inspections and security systems.
  • At least once a year, review your coverage for duplications or unnecessary coverage.

We are experts in the hospitality industry, and specifically in restaurants. We have access to many qualified highly rated insurance companies. Call us today.

We are professional Insurance Advisers and we want to do more than just sell you insurance. Our goal is to understand each of our client’s personal needs and offer sound solutions. Because we are an independent agency, we represent multiple carriers on your behalf.

We have the latest in quoting technology, blended with professional and personal service. At Columbia River Insurance Services, we pride ourselves on not just meeting, but exceeding our customer’s expectations. Once the sale is made, that is just the beginning of our relationship.

Columbia River Insurance considers itself at the forefront of innovation and technology. Please also feel free to join one of our social networks where you can connect with us on a more personal level!