photo_84253_20170213Commercial Insurance 101

If you own or manage a business, you know how important it is to keep your operation running smoothly. There is nothing worse than an interruption in your business that may cause you to under deliver products or services to your customers. One very important parts of running a company, is ensuring that you have proper business or commercial insurance coverage.

What Is Commercial Insurance?

Commercial insurance is designed to protect your business from unforeseen losses like fire, theft, business income loss, and third party liability claims.

There are many different kinds of coverage that can be included in a commercial insurance policy, and depending on your business, you may need other specialized coverage including:

  • Property
  • Business income
  • Boiler and machinery
  • Inland marine
  • Building ordinance
  • Workers’ compensation
  • General liability
  • Professional liability
  • Automobile
  • Director and officers
  • Employment liability
  • Cyber liability

It is important to use an agent with commercial experience to help your business find the right combination of coverage, price, and service. Columbia River Insurance Services would like to help you with your business by providing you with the proper insurance coverage. From the beginning, we work with you on assessing your insurance needs and fully developing a policy design. Our commercial account specialists work side by side with you to point out, uncover and explain potential risks that your business may be facing. It is our job to protect you from such risks.