CHOOSING THE BEST PLAN

CHOOSING THE RIGHT MEDICARE PLAN FOR THE YEAR 2014

If you have been planning to make some changes to your Medicare policies for the coming year, you can make the changes during the enrollment period. This period is also called the Annual Election period. Medicare Enrollment period for the current year starts on October 15th 2014 and is open till December 7th 2014. Within this period, you have to make the required changes to your Medicare coverage options. There are various kinds of Medicare plans available in the market place.

Choosing the right Medicare plans

If you had chosen the Medicare Advantage option last year, it’s not necessary that you stay with the same coverage options. With changing times and changing needs, you might need a different set of coverage options in future. Medicare plan providers provide three types of Medicare plans including

1. Traditional plan

2. Medicare Advantage

3. Prescription drug coverage.

Within the enrollment period, you can change your basic Medicare plan and choose a different plan for the coming year. In addition to choosing the right Medicare option, you also have the option of saving precious dollars by making use of clauses provided in the Affordable Care Act (ACA). As per the provisions available in this act, Medicare beneficiaries have been able to reduce the amount spent on buying prescription drugs. Choose the best Medicare Insurance Quote.

Changes in the different Medicare plans starting 2014

There have been a few changes that have been made to the different Medicare plans. You can go through the changes that have been made in different plans and choose a plan that would meet your requirements.

Changes in coverage limits.

Coverage limits vary year to year – contact our office for the most up to date information.

Increase in Medicare part B premium cost

Premium costs may vary year to year – contact our office for the most up to date information.

Increase in deductibles for Medicare Part D

Deductibles may vary year to year – contact our office for the most up to date information.

Changes in Medicare Advantage plans

The different costs associated with the Medicare Advantage plans such as the premium, deductible and co-pays may vary year to year. Changes may also occur in the coverage procedures, tests and other provisions. Some plans may be eliminated. Thus you need to carefully look whether your Medicare Advantage plan still exists for the next year.

You have to analyze the changes for the next year and then choose the correct plan or a combination of plans. If you are not able to arrive at the right plan, you can utilize the help of Medicare advisers, who would be able to recommend the right type of Medicare plan or a combination of different Medicare plans. Our Medicare experts at Columbia River Insurance Services can analyze the different plans available and recommend the best Medicare plan for you.

This website is not affiliated nor endorsed by or with the United States Federal Medicare program. It is an independent consumer information portal only.

Please contact our office with any questions you may have.  We are here to assist you.

In Vancouver, Washington – 360-883-5776

In Portland, Oregon – 503-808-1111

Our email – insuranceprovider@comcast.net