1209, 2018


Many people start to plan their yearly travel this time of year. Medicare participants should understand how traveling can impact your Medicare coverage. Here are a few items to consider before you hit the road.

1. If you are planning a cruse there are different rules that apply. Contact Columbia River Insurances Services and speak to one […]

3108, 2018

It Is Never To Soon To Plan For 2019 Open Enrollment

You can enroll in or change your 2018 health insurance right now. The 2019 Open Enrollment Period runs from November 1, 2018 to December 15, 2018. The good news Is that you do not need to do this alone. You can use an agent to help you and it does not cost you anymore. The benefits of […]

1203, 2018

Medicare Advantage Coverage- Part C- What is it?

Medicare Advantage is also called Medicare Part C. It is an alternative to Original Medicare. Most think if they go onto a Medicare Advantage plan that they lose their original Medicare, and that is far from the truth. To enroll onto a Medicare Advantage plan you must also be enrolled in Medicare. The Medicare Advantage […]

1302, 2018


Say you are turning 65 in a few months. If you are drawing on your Social Security and receiving your monthly Social Security checks, then in most cases you don’t need to do anything. You will receive your Medicare card in the mail approximately 3 months prior to the month of your birthday. Once you […]

1709, 2017

The Importance of Homeowner’s Insurance

Do you know what your homeowner’s insurance covers, and doesn’t cover?

One of the most important financial decisions you will make is insuring your home. This important decision can’t be done on the internet in 7 minutes, because your home can go up in flames in less than 10 minutes and you might be left with […]

1907, 2017


Some Medicare Supplemental Insurance plans are also known as Gap Plans. If you have decided to look for, and choose, the type of supplemental insurance that best benefits you, a Gap Plan may be something to consider.

One of the types of insurance to supplement basic Medicare insurance is called Medicare Medigap Plan. These types of plans are offered to […]

1007, 2017

Medicare Enrollment For Those In Group Plans

Are you 65 or older and covered under a group health plan? This could include a plan in which you are enrolled through your spouse’s employer. You have a “special enrollment period” in which to enroll for Medicare Part B. The “Special enrollment period”, allows you to delay your enrollment under certain conditions. This gives […]

2802, 2017

We Think Of Insurance as a Promise

Business and personal insurance update

Many people look at insurance as a commodity, like buying car or a piece of furniture.  Consequently, they become caught up in searching for the lowest price for the “product of insurance.”  Insurance is less of a commodity, and more of a promise or service.

Promise vs. product

Insurance is a promise from […]

612, 2016

Open Enrollment Ends Soon

Open Enrollment Ends Soon

Healthcare reform has created many questions and concerns for individuals. When considering health insurance, you want the most coverage for you and your family. We can provide you with guidance and support in selecting a plan that is best suited for you. We have identified a number of factors for you to […]

1911, 2016

Questions You Should Ask During 2017 Open Enrollment

Open enrollment is here, and it is time to consider renewing your individual health plan, or consider a new one. We can help you review your options and get you the best coverage for yourself and your family.

Here are a few questions you need to ask and consider before you enroll:

Do you understand what your […]