1610, 2019

Medicare Insurance

The benefits of Medicare supplement insurance 

For senior citizens who want to save during retirement, Medigap may be very important. This is because they live on incomes that are fixed and therefore the predictably consistent Medigap premium payment makes them feel comfortable. Medigap offers a number of options based on your current as well as future […]

810, 2019

Open Enrollment Starts Soon

Medicare supplement insurance, also referred to as Medigap, bridges the gap between the coverage provided by the original Medicare and your out-of-pocket expenses for deductibles, copayments and coinsurance. Medigap policies pay only for the services deemed necessary by Medicare and according to the charges approved by them. Some Medigap plans may offer benefits, like emergency […]

1205, 2019

Individual Health Plan

Keys to Selecting Your Individual Health Plan

Healthcare reform still has created many questions and concerns for individuals. When considering health insurance, you want the most coverage for you and your family. We can provide you with guidance and support in selecting a plan that is best suited for you. We have identified many factors for […]

912, 2018

Questions You Should Ask During 2019 Open Enrollment

Here are a few questions you need to ask and consider before you enroll:

Do you understand what your out of pocket expenses are? Out of pocket expenses can include; deductibles, co-pays, travel expenses, and lost wages.
Do you need dental or vison insurance? Dental insurance is not provided under group or individual health plans. We can […]

212, 2018

Open Enrollment 2019

Health Insurance & Voluntary Benefits

Columbia River Insurance Services offers a complete line of insurance and financial products and services ranging from life and disability income to group life and affordable health insurance. These products and services are designed to provide solutions to your personal and business financial needs, including:

Individual Insurance

Individual Dental
Individual Disability
Individual Health
Individual Life Insurance
Individual […]

2711, 2018

Health Insurance

Health Insurance & Voluntary Benefits

Columbia River Insurance Services offers a complete line of insurance and financial products and services ranging from life and disability income to group life and affordable health insurance. These products and services are designed to provide solutions to your personal and business financial needs, including:

911, 2018

Medicare Enrollment For Those In Group Plans

Medicare Part B. The “Special enrollment period”, allows you to delay your enrollment under certain conditions. This gives you the option of waiting to enroll in Medicare Part B while not paying the 10 percent premium surcharge for late enrollment. Here is what the rules allow you to do:

Enroll in Medicare Part B any time […]

1209, 2018

TRAVEL AND MEDICARE

Many people start to plan their yearly travel this time of year. Medicare participants should understand how traveling can impact your Medicare coverage. Here are a few items to consider before you hit the road.

1. If you are planning a cruse there are different rules that apply. Contact Columbia River Insurances Services and speak to one […]

3108, 2018

It Is Never To Soon To Plan For 2019 Open Enrollment

You can enroll in or change your 2018 health insurance right now. The 2019 Open Enrollment Period runs from November 1, 2018 to December 15, 2018. The good news Is that you do not need to do this alone. You can use an agent to help you and it does not cost you anymore. The benefits of […]

1203, 2018

Medicare Advantage Coverage- Part C- What is it?

Medicare Advantage is also called Medicare Part C. It is an alternative to Original Medicare. Most think if they go onto a Medicare Advantage plan that they lose their original Medicare, and that is far from the truth. To enroll onto a Medicare Advantage plan you must also be enrolled in Medicare. The Medicare Advantage […]