1610, 2019

Medicare Insurance

The benefits of Medicare supplement insurance 

For senior citizens who want to save during retirement, Medigap may be very important. This is because they live on incomes that are fixed and therefore the predictably consistent Medigap premium payment makes them feel comfortable. Medigap offers a number of options based on your current as well as future […]

810, 2019

Open Enrollment Starts Soon

Medicare supplement insurance, also referred to as Medigap, bridges the gap between the coverage provided by the original Medicare and your out-of-pocket expenses for deductibles, copayments and coinsurance. Medigap policies pay only for the services deemed necessary by Medicare and according to the charges approved by them. Some Medigap plans may offer benefits, like emergency […]

2209, 2019

ARE YOU CONCERNED ABOUT HEALTH CARE?

ARE YOU CONCERNED ABOUT HEALTH CARE?

If you are, you are not alone. Many Americans are in the same situation as you are.

You can’t get away from the fact that the Affordable Care Act (ACA) has created many questions and concerns about individual and group health care for most Americans. The midterm elections are over and […]

1909, 2019

What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?

In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you […]

2805, 2019

Summer Travel Safety

As the summer vacation season approaches and thoughts turn to fun in the sun, getting on an airplane or even camping. If you plan on traveling to a foreign country, call our office for an insurance review.

Consider Travel Insurance

When traveling overseas, you never know what could unexpectedly happen. In the case of a medical emergency, […]

1205, 2019

Individual Health Plan

Keys to Selecting Your Individual Health Plan

Healthcare reform still has created many questions and concerns for individuals. When considering health insurance, you want the most coverage for you and your family. We can provide you with guidance and support in selecting a plan that is best suited for you. We have identified many factors for […]

2604, 2019

Employee Wellness Can Be Good For your Employees And Your Company

Employee Wellness Can Be Good For your Employees And Your Company

For years, employers have struggled with the idea of wellness programs.  Some employers think that wellness programs are too expensive or just don’t work because employees will do what they want during off time.  However, according to the latest studies, an inactive employee will cost […]

2603, 2019

Who Is Buying Long-Term Care Insurance?

Who Is Buying Long-Term Care Insurance?

What you would say if I told you younger people are buying more LTCI than older people. The trends are telling us younger people are buying LTCI.  According to the American Association for Long Term Care Insurance, 26% of LTCI policies are sold to people age 45 to 54.

Many people […]

1701, 2019

Start 2019 With An Insurance Review

An Insurance Update

If the last time you had an insurance review was when the Cardinals won the world series, it is time to have us review your business and personal insurance. Our team is ready to help you understand how your insurance needs have changed over time.

Here are a few examples of how life changes […]

912, 2018

Questions You Should Ask During 2019 Open Enrollment

Here are a few questions you need to ask and consider before you enroll:

Do you understand what your out of pocket expenses are? Out of pocket expenses can include; deductibles, co-pays, travel expenses, and lost wages.
Do you need dental or vison insurance? Dental insurance is not provided under group or individual health plans. We can […]