912, 2018

Questions You Should Ask During 2019 Open Enrollment

Here are a few questions you need to ask and consider before you enroll:

Do you understand what your out of pocket expenses are? Out of pocket expenses can include; deductibles, co-pays, travel expenses, and lost wages.
Do you need dental or vison insurance? Dental insurance is not provided under group or individual health plans. We can […]

212, 2018

Open Enrollment 2019

Health Insurance & Voluntary Benefits

Columbia River Insurance Services offers a complete line of insurance and financial products and services ranging from life and disability income to group life and affordable health insurance. These products and services are designed to provide solutions to your personal and business financial needs, including:

Individual Insurance

Individual Dental
Individual Disability
Individual Health
Individual Life Insurance
Individual […]

2711, 2018

Health Insurance

Health Insurance & Voluntary Benefits

Columbia River Insurance Services offers a complete line of insurance and financial products and services ranging from life and disability income to group life and affordable health insurance. These products and services are designed to provide solutions to your personal and business financial needs, including:

1611, 2018

Open Enrollment 2019

We are professional Insurance Advisers and we want to do more than just sell you insurance. Our goal is to understand each of our client’s personal needs and offer sound solutions. Because we are an independent agency, we represent multiple carriers on your behalf.

We have the latest in quoting technology, blended with professional and personal […]

911, 2018

Medicare Enrollment For Those In Group Plans

Medicare Part B. The “Special enrollment period”, allows you to delay your enrollment under certain conditions. This gives you the option of waiting to enroll in Medicare Part B while not paying the 10 percent premium surcharge for late enrollment. Here is what the rules allow you to do:

Enroll in Medicare Part B any time […]

3010, 2018

The Role of Brokers In Your Health Insurance

The Role of Brokers In Your Health Insurance

Brokers, in general, are middlemen between buyers and sellers of goods or services. In the case of healthcare, brokers bring healthcare providers together with individuals and businesses. Because they are involved in many similar transactions, brokers bring a wealth of skill and knowledge to the purchasing process. For […]

2810, 2018

Be Prepared For The Next Storm

Be Prepared For The Next Storm

There is no question another wind, flood, hail, or rain storm is in our future. It is always best to do a little preparation now so that you and your family are ready. First, we recommend that you have an agent complete a personal insurance review. There are […]

1210, 2018

Medicare Insurance

The Original Medicare Plan with a Supplemental Policy

Many private insurance companies sell Medicare Supplemental Insurance Policies (Medigap or Medicare SELECT) to help fill the coverage gaps in the Original Medicare Plan. If you remain in the Original Medicare Plan, you may want to consider buying one of these 10 standard policies for extra benefits. […]

2709, 2018

Restaurants And Bars Are Filled With Risk

Restaurants And Bars Are Filled With Risk

Do you own or manage a bar or restaurant? Then you know that it is a great deal of work, but it can be very rewarding as well. There are risks that come with restaurants, and insurance is a good method of transfer. Here are a few common restaurant […]

1809, 2018

ARE YOU CONCERNED ABOUT HEALTH CARE?

ARE YOU CONCERNED ABOUT HEALTH CARE?

If you are, you are not alone. Many Americans are in the same situation as you are.

You can’t get away from the fact that the Affordable Care Act (ACA) has created many questions and concerns about individual and group health care for most Americans. The midterm elections are over and […]