According to the latest surveys by major insurers, small to medium-sized businesses have a number of critical gaps in their insurance coverage. The reason for these gaps vary, including – not fully understanding how certain coverage applies to the business; buying insurance from a captive agent who can’t provide the necessary coverage; thinking commercial coverage […]
Is Your Business Prepared For a Crisis?
Business owners must take some time to think about many of the risks associated with experiencing a major loss. A loss might come from an earthquake, tornado, hurricane, flood, or fire. Doing a little pre-planning will go a long way in helping your business survive the “big event.”
1. Get […]
Do you know what your homeowner’s insurance covers, and doesn’t cover?
One of the most important financial decisions you will make is insuring your home. This important decision can’t be done on the internet in 7 minutes, because your home can go up in flames in less than 10 minutes and you might be left with […]
Northwest Homeowners Insurance plays an important role in society. It protects your most important financial asset, your home. When most people think of damage to their home, they tend to think of fire or theft. However, there are many other kinds of accidents that can cause damage to your home that are covered under most […]
Special insurance for college bound children:
By this time of year, many high school seniors are preparing for their next level of studies. Their plans may include heading off to college in another city or state. One of the most important things they will need at school is something that doesn’t have to be packed at […]
Fire safety for your business is critical. Also, having the right kind of business insurance is very important to every business, because you rely on business insurance to protect your assets in the event of a fire, theft or other loss. In 2012, there were over 364,000 commercial fires which caused 2,400 deaths and over […]
INDIVIDUAL HEALTH CARE ENROLLMENT 2015/2016
One of the biggest changes related to health care reform is that major medical plans are now primarily purchased during a regular open enrollment period. For many, these plans may also be available outside open enrollment – but only if you have a life event that allows you to apply during […]
Many people start to plan their yearly travel this time of year. Medicare participants should understand how traveling can impact your Medicare coverage. Here are a few items to consider before you hit the road.
1. If you are planning a cruse there are different rules that apply. Contact Columbia River Insurances Services and speak to one […]
WHY YOU NEED A PERSONAL UMBRELLA POLICY
Home, auto, motorcycle and other personal insurance policies are designed to protect your property and your personal liability if you are involved in an accident or some other situation where you may be held responsible.
A personal umbrella is designed to provide added liability protection in the event your […]
ARE YOU CONCERNED ABOUT HEALTH CARE?
If you are, you are not alone. Many Americans are in the same situation as you are.
You can’t get away from the fact that the Affordable Care Act (ACA) has created many questions and concerns about individual and group health care for most Americans. The midterm elections are over and […]